Anyway, I figured that, unlike the Historic Grant, I might actually have a good chance of getting this money. My house is one unit and it is definitely in a hurricane damaged area. It's also in a historic district that has been on the city's "revitalization" list for a while. I figured there was no reason I SHOULDN'T get this money. The State of Louisiana disagreed, however. Ladies and gentlemen, I give you the first two lines on the second page of the application -
If the answer to the following question is NO, you are not eligible for the Small Rental Property Program:
Were you a Louisiana resident at the date of Hurricane Katrina or Rita?
Can I get ANY assistance? I couldn't get any FEMA money because the property wasn't my primary residence and no one was living there at the time of the storm. I couldn't get any insurance money for flood damage because I did not have flood insurance. I didn't get flood insurance because it NEVER floods in that area. That neighborhood didn't even flood when Hurricane Betsy (the worst hurricane to hit New Orleans before Katrina) hit in 1965. A month after I bought the property, the entire city flooded, however. I'm not eligible for any Road Home Homeowner's money because it wasn't my primary residence. And now I'm not eligible for the Small Rental Property money because I wasn't a resident at the time of the storm. Will they consider the fact that I was born and raised here... and that I quit my job and moved down here in order to work on my house? Can I get SOMETHING?
Anyway, I put my emotions aside and did not let this painful news get me down. There were advisors at the application workshop whose job it was to answer any questions we might have. I waited in line to speak to one of these fine people. I asked my question and was surprised that even she seemed puzzled. She explained to me that the rules for these programs are changing constantly and that the rule-makers may not have considered applicants in my position. She advised me to apply anyway and talk to my local representative. More work. But is that not what I am here to do? Yes, it is. So I'm up for it. I will speak to local representative. I hope that these rules change.