Last post, I wrote about The Impracticality of Passion, where I shared the realization that my dream is coming to an end and I have to face reality – it is no longer a good idea to rebuild my house on my own terms, without earning any income.
A few things have happened to support this thinking:
1. As you know, I recently discovered that my brand new electrical wiring had been clipped. As long as my house remains unoccupied on this abandoned block, it will be subject to the whims of selfish thieves.
2. Tired as I am of dealing with trifling little liars disguised as professionals, I am hiring a new electrician, who appears to have integrity, to rewire the house. Of course, in post-Katrina New Orleans, morality comes at a premium. His estimate is just short of double the previous electrician’s.
3. Even though the previous electrician took six months to NOT finish a two-week job, my contractor/uncle is still charging me almost the full amount for his services.
4. My insurance company is closing my theft claim without payment because my insurance does not cover theft while the property is under construction. My house is completely vulnerable and there will be no retribution for any loss incurred.
5. To add insult to injury, I just got a letter in the mail today stating that my insurance company would be canceling my homeowner’s insurance as of January 18th.
All these factors, coupled with the fact that I am WAY over my projected timeline and need to begin making some money, have contributed to my reality check. No one (with whom I have a financial relationship, at least) cares about my commitment to this house and the neighborhood. They are not moved by the strides I've made; my learning experience means nothing to them. This is Reality; and at this point, I am basically “shit out of luck”. The good ole days are over and it’s time to leave the Matrix.
PLAN OF ACTION
I am not one to mope around and be sad about unfortunate circumstances. I am just not the “woe is me” type. Self-pity is a useless emotion, and it’s counter-productive. When I feel a twinge of depression coming on, I am compelled to MOVE. I have to shake it; I refuse to let it conquer me. Thus, I have come up with a plan of action – a bare minimum list of what needs to happen so that my daughter and I can live in the house.
- Frame in the bathroom with studs
- Install baseboards throughout the house (the electric sockets will be in the baseboards)
- Re-wire the house (hire an electrician)
- Install plumbing in the house (hire a plumber)
- Patch the rest of the kitchen ceiling
- Close up the walls in the bathroom with greenboard and cement board
- Install hardwood flooring in the first three rooms
- Install tile in the kitchen and the bathroom
- Hang kitchen cabinets and sink
- Install temporary plywood countertops
- Install toilet, bathtub and lavatory
The first one COULD happen… I also COULD be struck by lightning this afternoon, but it’s not likely. I just put that there for amusement. Everything else could be done within two to three months, if I receive cooperation from all parties involved. That, in and of itself, is a gamble. Working with electricians and plumbers in New Orleans has proven to be a challenge for quite a few. But I hope that this time, since I’m working with men of integrity (or so I’ve heard), I will be able to forego the common problems. I am still debating whether or not to attempt the flooring installation myself. I know for sure that I can/will install the tiling. I’ve done that before and I feel confident about it. Hardwood flooring is a different beast altogether. I’ve installed laminate flooring, but it’s not the same. So we shall see.
MONEY, MONEY, MONEY
We shall also see if I am able to even get through the Bare Minimum List. I have not updated my budget in a while and, honestly, I’m afraid to do it. But such things need to be done. I know already that I’ll be spending more than the amount of the initial insurance claim compensation. The question is “How much?” and whether or not I can afford that. Time to crunch some numbers.
At this time, I would like to express my gratitude to all those who have sent a few dollars my way. And, of course, to all those who have volunteered their time working on my house. I couldn't have gotten this far without you; I truly appreciate your help.